retirement

What Will Happen If PLANS To End Social Security Happens?

Benjamin2 Comments
3–4 minutes

If Social Security were eliminated, the effects would be wide-ranging. It would touch nearly every part of American life. This is especially true for retirees, people with disabilities, and survivors of deceased workers. Here’s how it would unfold:

1. Immediate Loss of Income for Millions

Social Security now provides monthly benefits to over 70 million Americans, including retirees, disabled individuals, and surviving spouses or children. Without it, many of these households would lose their main or only source of income overnight.

  • Retirees: Many older Americans rely on Social Security for the bulk of their income—especially those without significant savings or pensions.
  • Survivors: Widows, widowers, and children who now get survivor benefits would lose critical support.
  • Disabled workers: People incapable of work due to disability would lose a major safety net.

2. Surge in Poverty Rates

Before Social Security, poverty among the elderly was extremely high—estimates put it at around 35–50%. The program cut that rate dramatically. Without it, poverty rates among older Americans will return to pre-1935 levels.

3. Strain on Families and Local Communities

The financial burden of caring for elderly or disabled relatives would shift heavily to families. Those without family support be forced into underfunded state programs or charitable care.

  • Families need to delay retirement, take on extra jobs, or house multiple generations under one roof.
  • Local charities and churches would see rising demand for basic necessities like food and shelter.

4. Ripple Effects on the Economy

Social Security benefits aren’t just “checks”—they fuel spending in local economies. Without those payments:

  • Rural and small-town economies (which often have higher percentages of retirees) see sharp declines in consumer spending.
  • Certain industries—especially healthcare, retail, and housing—would feel immediate impacts.

5. Political and Social Fallout

Because Social Security is one of the most popular federal programs, ending it would be politically explosive. It would lead to intense public backlash, large-scale protests, and significant shifts in voter behavior.

  • States try to create their own replacement programs, but poorer states struggle to fund them.
  • The wealth gap would widen sharply. Those without private retirement savings would be left with little to no safety net.

POLITICS

Social Security has existed for 90 years. Why it is more threatened than ever

Click above headline for AP Story on how Social Security is threatened now more than ever!

By Benjamin GroffMedia© | benandsteve.com | 2025 

The Social Security Administration (SSA) stands proud according to a press release by the Trump Administration.

August 2025 commemorates its 90th anniversary. It marks its unwavering commitment to the financial security and dignity of millions of Americans. President Franklin D. Roosevelt signed the Social Security Act into law on August 14, 1935. Since then, the program has grown into one of the most successful and trusted institutions in American history.

“For 90 years, Social Security has stood as a promise kept. It ensures that older Americans have the support they need. It also aids people with disabilities, as well as families facing loss,”

said Commissioner Frank J. Bisignano.

“As we honor this legacy, we are also building a future. This future is where service is faster, smarter, and more accessible than ever before. Through President Trump’s vision, we are protecting and preserving Social Security. We achieve this by delivering extraordinary customer service through technological improvements. Enhanced process engineering also plays a crucial role.”

In an open letter to the American people, Commissioner Bisignano emphasized the importance of Social Security. He highlighted his commitment to strengthening the agency. He also mentioned the significant improvements to customer service achieved in his first 100 days in office.

Read the Letter:  Commissioner Bisignano’s Open Letter to the American People

Today, Commissioner Bisignano also joined President Donald J. Trump at the White House. The President issued a presidential proclamation. He recommitted to always defend Social Security. He recognized the countless contributions of every American senior. They have invested their time, talent, and resources into our Nation’s future. 

Read the Proclamation: Presidential Proclamation: 90th Anniversary of the Social Security Act

Don’t Wait To Die When You Retire – If You Are 55+ The Time To Do It Is Now

Benjamin1 Comment

By Benjamin GroffMedia© | benandsteve.com | 2025 Truth Endures©

3–4 minutes

Life, Sirens, and a 55+ Sense of Humor

As I write this, I am still in recovery—at least, I hope I am. Truthfully, this post was written before my surgery, so I can’t yet say how it all turned out. By the time you read this, several weeks will have passed since the procedure took place. It was scheduled to publish automatically, so here we are. If the doctors didn’t nick a major artery, I’ll be fine. If they didn’t accidentally close me up with a coffee lid inside, I’ll be okay. I will eventually get back to writing these posts daily. Until then, I’ve got a few stories lined up and ready to go.

The other day, I heard a siren blaring in my right ear. That startled me, since my left ear—damaged years ago in a police shooting—usually just rings nonstop. But this sound was sharp, insistent, and real. It kept getting louder, and I was sure it was headed into our neighborhood. I turned to my better half and said:

“Sounds like a house is about to go up for sale.”

He replied:

“Nope. I’m watching a police pursuit on YouTube.”

And we laughed—and I mean, really laughed. That’s the kind of exchange you’ll hear often in a 55+ community. Especially among those of us in the 55–65 age range, and certainly from our older friends beyond that. Because when sirens echo through the streets here, the conversation usually shifts to:

“Did you hear who it was?”

And yes, sadly, “was” is often the operative word. Sirens and flashing lights tend to signal more than just a medical emergency. They also draw a small parade of concerned neighbors. Curious drive-by observers and the always-early realtor, already imagining the next listing, gather quickly.

Now, don’t mistake this for a lack of respect for the sick or the departed. It’s really about staying informed. In a 55+ community, if you miss a couple of days, you could easily fall behind on who passed away. You might not know when the services are. This could affect your pickleball schedule. You could be waiting to play a doubles match that will never happen. The other team has quite literally checked out.

Even the golf course has its quirks. The back nine may suddenly open up if someone didn’t quite finish the front five. It’s the kind of morbid practicality that comes with age—and a bit of wit.

Social gatherings here often revolve around food, especially the cherished potluck lunch. And trust me, in a 55+ community, when they say potluck, they mean luck. You just hope enough actual pots show up to make it a meal by the time noon rolls around.

But all joking aside, living here has been one of the best choices we’ve ever made. Will Rogers once said, “If you don’t like the weather in Oklahoma, just wait a minute.” Well, in a 55+ community, the same could be said about neighbors.

We love this place. In the twelve years we’ve lived here, we’ve only lost three neighbors. This is a testament to the spirit and vitality of this community. Funny enough, when we first moved in, we were technically too young to qualify. But we were here to care for my then 83-year-old mother. After she moved in with my sister and never came back, we decided to stay. Eventually, we aged into the group ourselves and bought a home right here in the neighborhood.

It’s clean, quiet, and secure. There’s 24-hour security. Many of our needs are covered through a very affordable HOA. Less than $100 a month covers trash service, gym access, swimming and tennis. It also includes pickleball courts, a dog park, clubhouse use, and even a monthly newspaper.

So, if you’re nearing that point in life—my advice? Raise the kids and get them out of the house. Then consider moving to a 55+ community as soon as you can. The sooner you arrive, the more life you’ll have to enjoy it. You don’t have to work yourself into the grave. You can laugh your way there instead—one siren, one potluck, one sunrise at a time.

~ The Hardest Decision ~

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In the quiet corners of her home, Sarah sat her mind adrift in a sea of conflicting emotions. Her mother, once vibrant and robust, now frail and in need of constant care, sat in the living room, a mere shadow of her former self. It had been a long and arduous journey, filled with sleepless nights and endless worry. But now, Sarah faced the most challenging decision of all – the decision to place her mother in a nursing home.

“Mom, I need to talk to you about something important!”

“What is it Dear” Her Mother Asked?

The idea had lingered in Sarah’s mind for months, whispered in hushed tones by concerned family members and well-meaning friends. Each time, she pushed it away, unwilling to confront the reality of the situwation. But as her mother’s needs grew more demanding, Sarah knew she could no longer ignore the inevitable.

With a heavy heart, Sarah approached her mother, her hands trembling with uncertainty. “Mom,” she began softly, “I need to talk to you about something important.”

Her mother looked up, her eyes clouded with confusion. “What is it, dear?” she asked, her voice tinged with worry.

Taking a deep breath, Sarah explained the situation as gently as possible. She spoke of the challenges they faced and the toll it was taking on them. She spoke of the nursing home – a place where her mother could receive the round-the-clock care she needed, where she would be safe and well looked after.

Her mother listened quietly, her expression unreadable. When Sarah finished, there was a long silence, broken only by the clock ticking on the wall.

Finally, her mother spoke, her voice barely above a whisper. “I understand, dear,” she said, her words heavy with resignation. “I know you’re doing what’s best for me.”

Tears welled up in Sarah’s eyes as she embraced her mother tightly. “I love you, Mom,” she whispered, her voice choked with emotion.

“I love you too, dear,” her mother replied, returning the embrace with feeble arms.

In the following days, Sarah worked tirelessly to find the perfect nursing home for her mother. She visited countless facilities, asking questions, taking notes, and carefully weighing her options. When she finally found the right one—a place that felt warm and inviting, with caring staff and a peaceful atmosphere—she knew she had made the right choice.

On the day of the move, Sarah held her mother’s hand tightly as they walked through the doors of the nursing home together. There were tears and moments of doubt, but through it all, Sarah remained steadfast in her decision.

As she watched her mother settle into her new surroundings, Sarah felt a sense of relief wash over her. It wasn’t an easy decision, nor one she had ever imagined having to make, but in the end, it was the right one – for both her and her mother.

And as she kissed her mother goodbye, promising to visit often and never forget her, Sarah knew that, even though their journey had taken an unexpected turn, they would face it together, with love and understanding guiding their way.